Account Type
|
Minimum Balance to Open
|
Minimum Balance to Earn APY 2
|
Interest Rate
|
APY
|
Interest Paid
|
Checking and Savings Accounts 1
Free Checking
|
$100
|
N/A
|
0.00%
|
0.00%
|
N/A
|
Passbook Savings
|
$100
|
$100
|
0.25%
|
0.25%
|
Quarterly
|
Personal Money Market
|
$200
|
$200 - $2,499.99
$2,500.00 and over
|
0.25%
0.75%
|
0.25%
0.75%
|
Monthly
Monthly
|
Account Type
|
Minimum Balance to Open
|
Minimum Balance to Earn APY2
|
Interest Rate
|
APY
|
Interest Paid
|
Certificates of Deposit 3 4
6 Month Certificate
|
$1,000
|
$1,000
|
0.65%
|
0.65%
|
At maturity
|
9 Month Certificate - Special Rate
|
$1,000
|
$1,000
|
3.50%
|
3.53%
|
At maturity
|
1 Year Certificate
|
$500
|
$500
|
0.65%
|
0.65%
|
Quarterly
|
2 Year Certificate
|
$500
|
$500
|
0.65%
|
0.65%
|
Quarterly
|
3 Year Certificate
|
$500
|
$500
|
0.65%
|
0.65%
|
Quarterly
|
5 Year Certificate
|
$500
|
$500
|
0.65%
|
0.65%
|
Quarterly
|
1 Interest rate and APY may vary after the account is opened and fees may reduce earnings. 2 APY refers to Annual Percentage Yield. 3 There is a penalty for early withdrawal of funds from CDs.
4 Maximum deposit amount: $249,000.
A copy of the Terms and Conditions is available upon request.
|